Homeowners insurance is a “safety net,” much like car insurance, that provides you (and your lender) protection against the financial fallout of a disaster.
It’s a package policy, which means that it covers damage to your property and your liability or legal responsibility for issues (like injuries or property damage) that you or your family members cause to other people. In most cases, it also covers damage caused by pets.
Disaster Coverage With Homeowners Insurance
Most disasters are covered under a standard homeowners insurance policy, but there are a few exceptions. You’ll have to buy flood coverage and earthquake coverage separately, but other problems are generally covered (such as fire, tornadoes and hurricanes, and other natural disasters).
Are You Moving to Lake City?
If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.
In the meantime, check out the most popular Lake City home searches by exploring the links below.