When you’re buying land for sale in North Florida, you’ll have to make some big decisions – and one of those decisions could be related to whether you should buy mortgage points. Here’s what you need to know. Related: What are mortgage points? Should You Buy Mortgage Points? When it comes to making big decisions […]
What Are Mortgage Points?
If you’re like most people who are thinking about buying land for sale in North Florida, you’re probably kicking around the idea of getting a mortgage – and that’s great. Most people do! But if you’re also like most people, you don’t know all the ins and outs of mortgages. (That’s fine, too – that’s […]
How Soon Before Buying Should You Start Looking at Equestrian Properties?
For most people who are buying equestrian property for sale, one of the biggest questions is how soon to start looking. If you start looking before you’re actually ready to buy, you run the risk of falling in love with a property and having to watch someone else swoop in and buy it – but […]
Qualities to Look for in a Timberland REALTOR®
If you’re like many people who want to buy timberland for sale in North Florida, whether it’s near Lake City or elsewhere, you know you need a REALTOR® who understands how timberland is different from equestrian properties, farms and ranches – and who definitely understands how a timberland transaction is different from any other type […]
What Happens on Closing Day?
When you’re buying land for sale in North Florida, you know that eventually, you’ll make it to closing day – but what happens on closing day, and how can you help ensure the process goes smoothly? What Happens on Closing Day? On closing day – the day you get the deed to your new property […]
What Are Fannie Mae and Freddie Mac?
You’ve heard of Fannie Mae and Freddie Mac – but do you know what they are? It’s okay if you don’t. Actually, most people don’t – so we’ll explain it here. What Are Fannie Mae and Freddie Mac? Fannie Mae and Freddie Mac are government-sponsored enterprises that help people get mortgages. Fannie Mae Fannie Mae […]
What’s a Jumbo Loan?
A jumbo loan sounds big, right? It is – but really, what it means is that it’s a larger amount of money than the maximum value of a conforming loan. Wait – what’s a conforming loan? A conforming loan is a loan that meets guidelines set by Fannie Mae and Freddie Mac. What is a […]
What is a Mortgage Broker?
If you’re like most people who are buying a home, condo or land for sale in or around Lake City, you’ve heard the term mortgage broker. But what does it mean? Here’s what you need to know. What is a Mortgage Broker? A mortgage broker is a professional who helps you find the best lender […]
How to Find the Best Mortgage Lender for Your Needs
If you’re like most people who are buying a home or land in Lake City or a nearby community, you’re going to need a mortgage loan. A recent survey cited by Realtor.com says that 1 in 5 buyers is disappointed in his or her lender – and we don’t want that to happen to you. […]
Timberland Investing: The Basics
If you’re thinking about buying timberland in North Florida – particularly in the Lake City area – but you’ve never done it before, there are a few things you need to know. Timberland Investing: The Basics Timberland can be an excellent addition to your investment portfolio. Historically, there’s a positive correlation between timberland returns and […]
