Land loans are a little bit different from home loans – and they’re not as common as home loans are, so you may have fewer options. Unfortunately, that means that there’s less competition between lenders, so lenders have the “upper hand.” Your Lake City REALTOR® will be able to point you toward a local lender […]
Can You Buy a House After Bankruptcy?
If you’re like many people, you’ve heard that it’s tough to buy a house, a farm or land after a bankruptcy. But is that really true? Can you buy a house after a bankruptcy, and if you can, how long should you wait? Here’s what you need to know. Can You Buy a House After […]
Applying for a Mortgage When You’re Self-Employed
If you’re like many people, you’re self-employed – and that means your process of applying for a mortgage to buy home or land for sale in Lake City will be different than it would if you worked for an employer. Here’s what you need to know about applying for a mortgage when you’re self-employed. Applying […]
What Do Home Appraisers Look for When Evaluating a House?
So you’ve fallen in love with a home, entered into a contract with the seller, and put down earnest money. The home has passed inspection, and now it’s time for the appraisal. During this phase of the home-buying process a licensed expert will determine how much your potential new home is worth in the current […]
The 3 Best Outdoor Getaways Near Lake City
If you’re buying land or a home for sale in Lake City, you’ll be glad to know there are plenty of special outdoor escapes here. Check out our three favorites! The 3 Best Outdoor Getaways Near Lake City Locals love these outdoor escapes: Alligator Lake Osceola National Forest Big Shoals State Park Here’s a closer […]
3 Things to Consider When You’re Buying Hunting Property in North Florida
If you’re like many people looking for hunting land for sale in North Florida, your REALTOR® will walk you through the entire process – but here’s what to watch for before you sign the dotted line. 3 Things to Consider When You’re Buying Hunting Property in North Florida Before you start shopping for hunting property […]
How to Avoid a Seller Rejecting Your Offer
House-hunting or searching for land for sale in North Florida is exciting – and if you’re like most people, you know that when you make an offer, you do so with the expectation that the seller will accept it. Then you’ll go on to own the property, loving it for years. But what happens if […]
3 Things Your North Florida REALTOR® Can Negotiate for You
If you’re buying a home in Lake City, you already know that your real estate agent can negotiate your entire deal for you – but you may not know exactly what’s negotiable. This guide explains the three most common things people negotiate into a real estate contract and why they’re important. 3 Things Your North […]
Can I Get a Mortgage on a Farm?
If you’re thinking about buying a farm in North Florida, you may not have all the cash to buy it outright – but can you get a mortgage to purchase farmland? Here’s what you need to know. Can I Get a Mortgage on a Farm? Usually, you can borrow money to buy a farm. The […]
Farmland FAQ: What You Need to Know if You’re Buying Farmland in Florida
If you’re thinking about buying a farm in Lake City or a nearby community, you need to do your homework. Check out this farmland FAQ if you’re considering starting your own farm – it covers a lot of the common questions we get from people who are looking for land around Lake City. Farmland FAQ: […]
