flgaland@gmail.com
    (386) 243-0124

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All About Closing Costs

When you’re buying or selling a home, you’re going to have to deal with closing costs.

But what are they, and just how much are closing costs going to run you?

all about closing costs - north florida land for sale

What Are Closing Costs?

Closing costs are fees that are wrapped together and paid at the time you sign the final paperwork on your home. Buyers and sellers can pay closing costs, though in some transactions, the seller can pay the buyer’s closing costs.

What Goes Into Closing Costs?

Your closing costs will vary based on several factors, including:

  • Appraisal fees
  • Attorney’s fees
  • Credit reporting fees
  • Discount points (fees you pay in exchange for a lower interest rate)
  • Escrow deposit (not all lenders require this, but many do) to pre-pay for property taxes and private mortgage insurance
  • Inspection fees (if you haven’t already paid them)
  • Loan origination fees (lenders charge this for processing your paperwork)
  • Pest inspection fees
  • Recording fees
  • Survey fees
  • Title insurance fees
  • Title search fees
  • Underwriting fees

How Much Are Closing Costs?

For the most part, buyers can expect to pay between 2 percent and 5 percent of the home’s purchase price in closing costs. Statistics show buyers typically pay an average of $3,700 in closing costs.

Lenders must give you a closing disclosure prior to your closing date. The closing disclosure, which is required by law, details exactly what you’ll pay for and how much each charge will be.

Are You Buying a Home in Lake City or Elsewhere in North Florida?

If you’re buying a home in Lake City or in another community in North Florida, we’d love the opportunity to help you.

Call us at 386-243-0124 or contact us online so we can begin searching for your next home right away.

 

Posted in: Blog, Buying, Financing

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North Florida Land for Sale

(386) 243-0124

flgaland@gmail.com

Office: (386) 243-0124
250 NW Main Blvd #75
Lake City, Florida 32055

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Search Smarter

Did you know the hottest North Florida land for sale often sells within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest land as they hit the market! Simply click the button below and choose the types of North Florida land you are looking for and save your search to start getting alerts today!

New Property Alerts

As a local expert, I also have access to North Florida land for sale before it hits the market and can show you more information that is only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

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