flgaland@gmail.com
    (386) 243-0124

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Do You Need a Mortgage Broker to Buy Land?

If you’re like most people who are buying land for sale in North Florida, you need to take out a mortgage. But should you work with a mortgage broker?

Here’s what you need to know.

Do You Need a Mortgage Broker to Buy Land?

Here’s the bottom line: You can work with whomever you want to when you buy land. It’s your transaction, and the people you need to help you should be there.

But working with a mortgage broker isn’t for everyone. There are pros and cons you should know:

  • You’ll get more options with a broker
  • You’ll pay a fee for working with a broker
  • You’ll save time with a broker
  • You could be steered into a loan product that’s not the best choice

Let’s take a closer look at these.

Mortgage brokers give you all your options, but they charge you a fee for doing so. While a lot of people prefer to go to their own banks and ask for a loan, some others would like to see where they can save or what other options are available. Just remember, in many cases, brokers charge between 1 and 2 percent of your total loan as their fee.

Brokers can save you time, but they might have preferences and steer you toward certain lenders. While brokers do all the heavy lifting of finding loan products and comparing lenders, you have to remember that some brokers prefer working with certain lenders – and they may favor them, which could come at your expense.

Are You Buying a Home or Land for Sale in Lake City?

If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.

Check these out:

  • Paved road frontage for sale in Columbia County
  • Non-deed-restricted land for sale in Columbia County
  • Wooded oak tree land for sale in Columbia County
  • Land-for-land home combo in Lake City
  • Waterfront residential in Lake City
  • Waterfront land in Columbia County
  • Bank-owned homes and foreclosure in Columbia County
  • Short sales in Columbia County
W U S HIGHWAY 90 $150,000

W U S HIGHWAY 90 Lake City, Florida

10 Acres

SE PEBBLE RIDGE ST $134,900

SE PEBBLE RIDGE ST Lee, Florida

40.020 Acres

SW OREGON TRAIL $122,500

SW OREGON TRAIL Madison, Florida

40.500 Acres

173RD ROAD $119,160

173RD ROAD Live Oak, Florida

26.480 Acres

180TH STREET $114,900

180TH STREET Live Oak, Florida

20 Acres

SW 52ND LN $105,000

SW 52ND LN Jasper, Florida

40.010 Acres

233RD RD $90,500

233RD RD Live Oak, Florida

31.370 Acres

237TH DRIVE $69,900

237TH DRIVE Live Oak, Florida

20 Acres

1336 SW DAISEY RD $64,900

1336 SW DAISEY RD Lake City, Florida

13 Acres

182ND PATH $55,900

182ND PATH McAlpin, Florida

10 Acres

237TH DR $48,900

237TH DR Live Oak, Florida

4 Acres

77TH PL $33,900

77TH PL McAlpin, Florida

2.250 Acres

220TH PATH -220TH ST $28,900

220TH PATH -220TH ST OBrien, Florida

4.020 Acres

4145 274TH STREET $26,900

4145 274TH STREET Branford, Florida

1.560 Acres

SW SEDGEFIELD FARMS GLN $15,000

SW SEDGEFIELD FARMS GLN Fort White, Florida

5 Acres

 

Posted in: Florida Land for Sale

Search Smarter

Did you know the hottest Land for sale in Florida often sell within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest homes as they hit the market! Simply click the button below and choose the types of Florida land you are looking for and save your search to start getting alerts today!

New Property Alerts

As local expert I also have access to North Florida Land for sale before it hits the market and can show you more information that are only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

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(386) 243-0124

flgaland@gmail.com

Office: (386) 243-0124
250 NW Main Blvd #75
Lake City, Florida 32055

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Search Smarter

Did you know the hottest North Florida land for sale often sells within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest land as they hit the market! Simply click the button below and choose the types of North Florida land you are looking for and save your search to start getting alerts today!

New Property Alerts

As a local expert, I also have access to North Florida land for sale before it hits the market and can show you more information that is only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

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