flgaland@gmail.com
    (386) 243-0124

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North Florida Land for Sale

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Why Should You Check Your Credit Before You Apply for a Loan?

If you’re thinking about buying some land for sale in North Florida – near Lake City or elsewhere – it’s a good idea to check your credit score before you start applying for mortgages.

Here’s why.

Why Should You Check Your Credit Before You Apply for a Loan?

Lenders base your interest rates and terms of loans they offer you on your credit score. The higher your score is, the more favorable terms you’re likely to get.

Because your credit score is a “big picture” view of your financial situation, it’s in your best interest to keep tabs on it. And while different credit models return different scores, knowing what lenders see can help you tremendously. If your credit score is too low to qualify for the best rates, for example, you may want to spend some time buffing out the scratches so that when you do apply for a loan, lenders will look at you more favorably.

A Word on Scores

In many cases, lenders consider a score above 700 to be pretty darned good. When it dips into the 600s, though, you could be looking at higher interest rates or other requirements (like a larger down payment). If it’s down below, say, 640, some lenders will start saying no to lending you money at all.

Are You Buying a Home or Land for Sale in Lake City?

If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.

Check these out:

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  • Waterfront residential in Lake City
  • Waterfront land in Columbia County
  • Bank-owned homes and foreclosure in Columbia County
  • Short sales in Columbia County
15585 184th St $549,900

15585 184th St McAlpin, Florida

2 Beds 2 Baths 1,130 SqFt 41.81 Acres

 

Posted in: Florida Land for Sale

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Did you know the hottest Land for sale in Florida often sell within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest homes as they hit the market! Simply click the button below and choose the types of Florida land you are looking for and save your search to start getting alerts today!

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As local expert I also have access to North Florida Land for sale before it hits the market and can show you more information that are only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

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North Florida Land for Sale

(386) 243-0124

flgaland@gmail.com

Office: (386) 243-0124
250 NW Main Blvd #75
Lake City, Florida 32055

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Search Smarter

Did you know the hottest North Florida land for sale often sells within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest land as they hit the market! Simply click the button below and choose the types of North Florida land you are looking for and save your search to start getting alerts today!

New Property Alerts

As a local expert, I also have access to North Florida land for sale before it hits the market and can show you more information that is only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

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