5 Little-Known Homebuying Secrets That Can Make the Whole Process Easier

If you’re thinking about buying a home, there are a few secrets that can make the whole process easier on you. This guide explains.

5 Little-Known Homebuying Secrets That Can Make the Whole Process Easier

Check out these simple secrets that can make your homebuying process easier:

You need preapproval
You don’t have to spend your full approval amount
Overlook easy cosmetic fixes
Bigger doesn’t always mean better
Never skip the home inspection

Here’s a closer look at each.

Homebuying Secret #1: You Need Mortgage Preapproval

You absolutely need mortgage preapproval before you start shopping for a home. That’s because a pre-approval does two important things: first, it lets you know just how much house you can afford, and second, it gives you the opportunity to jump on a great deal when you see it. When you want to make an offer on a home, a seller most likely won’t even entertain it if you don’t have mortgage preapproval.

Homebuying Secret #2: You Don’t Have to Spend Your Full Approval Amount

You never have to spend the full amount that a lender is willing to give you to buy a home. In fact, the less you spend, the better. in many cases, it makes sense to look at homes that are actually below your price range. That way, if you find something you fall in love with, you’re saving money.

Homebuying Secret #3: Overlook Easy Cosmetic Fixes

There’s no such thing as the perfect home. Even new construction homes have flaws! However, if you fall in love with a home that just needs a few minor cosmetic fixes, don’t let those trip you up. You can always make small improvements after you make your purchase.

Homebuying Secret #4: Bigger Doesn’t Always Mean Better

Many people want to live in a big home with a big yard, but that’s not always all it’s cracked up to be. In fact, bigger isn’t always better. Someone has to maintain all that space, so unless you’re prepared to hire a housekeeper and lots of contractors or do all the work yourself, you may want to opt for a cozier space.

Homebuying Secret #5: Never Skip the Home Inspection

When you make an offer to buy a home, you have the right to have that home inspected. You should absolutely use that right! That’s because an inspector can let you know exactly what you’re getting into. There are few things worse than discovering a home has major issues after you’ve already signed the dotted line.

Are You Buying a Home or Land for Sale in Lake City?

If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.

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5 Little-Known Homebuying Secrets That Can Make the Whole Process Easier