If you’re thinking about buying a home, there are a few secrets that can make the whole process easier on you. This guide explains.
5 Little-Known Homebuying Secrets That Can Make the Whole Process Easier
Check out these simple secrets that can make your homebuying process easier:
- You need preapproval
- You don’t have to spend your full approval amount
- Overlook easy cosmetic fixes
- Bigger doesn’t always mean better
- Never skip the home inspection
Here’s a closer look at each.
Homebuying Secret #1: You Need Mortgage Preapproval
You absolutely need mortgage preapproval before you start shopping for a home. That’s because a pre-approval does two important things: first, it lets you know just how much house you can afford, and second, it gives you the opportunity to jump on a great deal when you see it. When you want to make an offer on a home, a seller most likely won’t even entertain it if you don’t have mortgage preapproval.
Related: How much space do horses need on a ranch in North Florida?
Homebuying Secret #2: You Don’t Have to Spend Your Full Approval Amount
You never have to spend the full amount that a lender is willing to give you to buy a home. In fact, the less you spend, the better. in many cases, it makes sense to look at homes that are actually below your price range. That way, if you find something you fall in love with, you’re saving money.
Homebuying Secret #3: Overlook Easy Cosmetic Fixes
There’s no such thing as the perfect home. Even new construction homes have flaws! However, if you fall in love with a home that just needs a few minor cosmetic fixes, don’t let those trip you up. You can always make small improvements after you make your purchase.
Related: 7 things to know before you buy a homesite in Florida
Homebuying Secret #4: Bigger Doesn’t Always Mean Better
Many people want to live in a big home with a big yard, but that’s not always all it’s cracked up to be. In fact, bigger isn’t always better. Someone has to maintain all that space, so unless you’re prepared to hire a housekeeper and lots of contractors or do all the work yourself, you may want to opt for a cozier space.
Homebuying Secret #5: Never Skip the Home Inspection
When you make an offer to buy a home, you have the right to have that home inspected. You should absolutely use that right! That’s because an inspector can let you know exactly what you’re getting into. There are few things worse than discovering a home has major issues after you’ve already signed the dotted line.
Are You Buying a Home or Land for Sale in Lake City?
If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.
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