If you’re like many first-time buyers, you’re not quite sure about the whole process – but don’t worry: nobody is. So what should you do to make the whole home-buying process easier? Tips for First-Time Home Buyers Before you begin looking at Lake City homes for sale, check your credit. That’s because your credit is […]
How to Save Money for a Down Payment on North Florida Property
If you’re like most people, you don’t have a pile of money sitting in your bank account for a down payment on a home in Lake City, an equestrian property or any other type of residence – but saving up for a down payment is tough. What are you supposed to do? Tips for Saving […]
What Do Home Inspectors Look For?
When you’re buying a home, your Realtor® will advise you to hire a talented home inspector who can evaluate the property to ensure you’re making a good investment. Most people already know that hiring an inspector is essential – but what, exactly, are inspectors looking for when they evaluate a home? What Do Home Inspectors […]
Should You Invest in a Rental Property in North Florida?
The New York Times recently published a story about millennials investing in rental properties, and some of the things they uncovered were surprising – including the fact that many millennials (people born between the early 1980s to the early 2000s) can afford to buy their own homes and live in them… but they’re choosing to […]
Do You Need a Down Payment to Buy a Home?
Coming up with a down payment for a conventional loan can be incredibly difficult – especially when you consider the fact that it’s usually about 20 percent of the home’s total sale price. You’ll still need to come up with closing costs, too. However, the good news is that you may not have to come […]
What You Need to Know About VA Loans
If you’ve been honorably discharged from the military, or if you’re still serving, you may be entitled to use a VA loan to purchase a home in North Florida. The VA doesn’t issue loans, but they do guarantee them – and as an honorably discharged or currently serving service member, the VA is willing to […]
Do You Need to Hire a Home Inspector?
Many people who are buying a home – particularly first time buyers – aren’t quite sure whether they need to hire a home inspector. After all, it’s entirely possible to test outlets, visually inspect roofing materials and look for cracks that could betray a sinking foundation without adding the expense of hiring a home inspector. […]
What Are Closing Costs?
When you are buying a home, you’ll have to pay closing costs. However, the amount may vary; typically, buyers are responsible for paying closing costs that total between 2 and 5 percent of the home’s total value. But what goes into closing costs, and do you always have to pay them when you’re buying a […]
New Fannie Mae Rules – Do They Affect You?
It may have just gotten easier to buy a home. New Fannie Mae rules allow for “nontraditional” credit histories – and that means borrowers without a FICO credit score may now be eligible for Fannie Mae-backed loans. To understand how this all works, you first need to know what Fannie Mae is. What is Fannie […]
Buying Equine Property in North Florida: The Basics
If you’re like many people who would love nothing more than buying equine real estate in Florida, you probably have many questions about buying and owning a horse property. Before you find an equestrian property in North Florida, you have to know exactly what you want. Buying Equine Real Estate in North Florida It’s imperative […]
