flgaland@gmail.com
    (386) 243-0124

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Can You Buy a Home With Bad Credit?

Buying a home with bad credit

If you’re buying a home for sale in Lake City, you know that the better your credit score is, the more favorable interest rates lenders will be willing to offer you.

But can you buy a home with bad credit?

Buying a home with bad credit

For most people, a poor credit history is a huge obstacle to purchasing a home.  The best thing you can do is get a free copy of your credit report. Thanks to the Federal Trade Commission, we’re all entitled to one free copy of our own credit reports each year.  You can get yours here.  If you find any errors on your credit report, dispute them with the reporting agency immediately – credit reporting agencies are required by law to investigate these types of reports.  If they can’t prove you’re wrong, they may and also be required to remove the item from your credit report.

Tried to pay down your debt as best you can while your house hunting.  Also:

  • Don’t incur any new debt. That includes taking out lines of credit in your favorite stores, making major purchases or co-signing on someone else’s loan.
  • Keep tabs on your credit score. Sign up for a free credit monitoring service, such as Credit Karma, so you always know where you stand.
  • Don’t close any credit cards. One factor that slave into your credit score is the age of your credit history – and closing a card erases that line of credit, thereby making your credit age younger.

Are You Buying a Home in Lake City?

If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.

In the meantime, check out the most popular Lake City home searches by exploring the links below.

  • Waterfront residential in Lake City
  • Waterfront land in Columbia County
  • Bank-owned homes and foreclosure in Columbia County
  • Short sales in Columbia County
  • Paved road frontage for sale in Columbia County
  • Non-deed-restricted land for sale in Columbia County
  • Wooded oak tree land for sale in Columbia County
  • Land-for-land home combo in Lake City

 

Posted in: Blog, Buying, Credit, Financing, Mortgages Tagged: Buying a Home, Credit, Financing

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North Florida Land for Sale

(386) 243-0124

flgaland@gmail.com

Office: (386) 243-0124
250 NW Main Blvd #75
Lake City, Florida 32055

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Search Smarter

Did you know the hottest North Florida land for sale often sells within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest land as they hit the market! Simply click the button below and choose the types of North Florida land you are looking for and save your search to start getting alerts today!

New Property Alerts

As a local expert, I also have access to North Florida land for sale before it hits the market and can show you more information that is only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

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