flgaland@gmail.com
    (386) 243-0124

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What Affects Your Mortgage Rate?

If you’re a first-time buyer, or if you’ve bought and sold multiple homes in the past, you likely have plenty of questions about the process – and some of them may be about mortgage rates. What factors affect your mortgage rate, and what can you do to get a better rate? This guide explains. What […]

Posted in: Buyers, Mortgages Tagged: Credit Score, Factors, How Much to Borrow, Mortgage Rate, Type of Loan

What is a Micromortgage?

If you’re looking for a home in North Florida, you may have heard of micromortgages – but what are they, and is it possible that you could qualify for one? Here’s what you need to know. What is a Micromortgage? The Homeownership Council of America is working on a new project: The micromortgage. A micromortgage […]

Posted in: Blog, Credit, Financing, Mortgages, Real Estate, Tips Tagged: Blog, Info, Loan, Micromortgage, Mortgage, Tips

Can You Buy a House After Bankruptcy?

If you’re like many people, you’ve heard that it’s tough to buy a house, a farm or land after a bankruptcy. But is that really true? Can you buy a house after a bankruptcy, and if you can, how long should you wait? Here’s what you need to know. Can You Buy a House After […]

Posted in: Blog, Buyers, Financing, Mortgages, Tips Tagged: Bankruptcy, Blog, Buyers, Buying, Buying a Home, Financing, Tips

Applying for a Mortgage When You’re Self-Employed

If you’re like many people, you’re self-employed – and that means your process of applying for a mortgage to buy home or land for sale in Lake City will be different than it would if you worked for an employer. Here’s what you need to know about applying for a mortgage when you’re self-employed. Applying […]

Posted in: Blog, Buyers, Buying, Credit, Financing, Mortgages, Tips Tagged: Applying for a Mortgage, Blog, Buying a Home, Contractors, Freelancers, Gig Workers, Mortgage, Self Employed, Work from Home

Could an FHA Loan Help You Become a Homeowner?

When you want to buy a home in Lake City, you have several options when it comes to financing – and one of those options may be a Federal Housing Administration loan. These loans, commonly called FHA loans, can help low- and moderate-income buyers get a mortgage and buy a house. But could an FHA […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Buyers, Buying, FHA Loan, Financing, Lender, Mortgage, Seller Financing, Sellers, Selling, Tips

Common Seller Financing Questions

Buying a home with seller financing can be a great idea – as long as you and the seller can reach an agreement that works out in your favor. But it can also be a little bit confusing. If you’re considering buying an owner-financed home in Lake City, check out these common seller financing questions. […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Buyers, Buying, Financing, Lending, Mortgage, Seller, Seller Financing, Selling, Tips

Is Seller Financing a Good Idea?

If you’re like many people, you’ve seen the homes for sale in Lake City that have “seller financing” on the listing. But is seller financing a good idea if you’re buying or selling? Here’s what you need to know to make the right choice for your future. Is Seller Financing a Good Idea? Seller financing […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Lender, Lending, Mortgage, Property Owner, Pros and Cons, Seller Financing, Tips

How Much Money Do You Need for a Down Payment on a House in Lake City?

If you’re like most people looking for a home for sale in Lake City, you know you’ll have to come up with a down payment – but how much money will you need? Is it possible to buy a house with nothing down? Here’s what you need to know. How Much Money Do You Need […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Tips Tagged: Blog, Buyers, Buying, Down Payment, Loans, Money, Mortgage, USDA Loan, VA Loan

Should You Buy Mortgage Points?

When you’re buying land for sale in North Florida, you’ll have to make some big decisions – and one of those decisions could be related to whether you should buy mortgage points. Here’s what you need to know. Related: What are mortgage points? Should You Buy Mortgage Points? When it comes to making big decisions […]

Posted in: Blog, Buyers, Financing, Mortgages

What Are Fannie Mae and Freddie Mac?

You’ve heard of Fannie Mae and Freddie Mac – but do you know what they are? It’s okay if you don’t. Actually, most people don’t – so we’ll explain it here. What Are Fannie Mae and Freddie Mac? Fannie Mae and Freddie Mac are government-sponsored enterprises that help people get mortgages. Fannie Mae Fannie Mae […]

Posted in: Blog, Buyers, Buying, Florida Land for Sale, Mortgages Tagged: Buying a Home, Fannie Mae, Freddie Mac, Mortgage

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