When you buy a home, a good-sized down payment will lower your monthly mortgage payments and could even secure you better rates and terms. But what’s the easiest way to start saving for a down payment? Here’s what you need to know. 4 Tips to Help You Save Up for a Down Payment If you […]
Can You Buy a House After Bankruptcy?
If you’re like many people, you’ve heard that it’s tough to buy a house, a farm or land after a bankruptcy. But is that really true? Can you buy a house after a bankruptcy, and if you can, how long should you wait? Here’s what you need to know. Can You Buy a House After […]
Applying for a Mortgage When You’re Self-Employed
If you’re like many people, you’re self-employed – and that means your process of applying for a mortgage to buy home or land for sale in Lake City will be different than it would if you worked for an employer. Here’s what you need to know about applying for a mortgage when you’re self-employed. Applying […]
Honing Your Negotiation Skills
Buying or selling a house frequently involves something a lot of people really hate to do – negotiate. They worry about coming off as too pushy or too weak, fear they’ll get the short end of the stick, or think that somehow the whole deal will fall through if they don’t do everything “right.” Fortunately, […]
Why You Should Buy a Winter Home in Lake City, FL in 2020
Are you tired of dealing with snow every year? Is the cold weather hard on your joints and limiting valuable outdoor time? It sounds like you could use a winter home. A winter home will allow you to still live at your place of residence during the spring and summer. Then, when the bitterly cold […]
How Long Can a Seller Wait Before Responding to an Offer?
Let’s say you fall in love with a home and rush to the real estate office to make an offer. And then you wait. And wait. And wait. It can be pretty frustrating – and it might make you want to pick up the phone and call the seller to see what’s up. So just […]
3 Things to Ask at an Open House
If you’re buying a farm, equestrian property with a house, or any other home in Lake City, you may be out attending open houses. There are a few questions you should ask at each open house you go to – that way, you can really uncover the truth about each home you visit (and make […]
Can Sellers Back Out of a Real Estate Transaction?
Picture this: You’re incredibly excited because the offer you made on your dream home was accepted – but then, the seller yanks the proverbial rug out from under you and backs out of the deal. Is that legal? Can sellers really do that? Yes – they can. Here are five times a seller can back […]
What is a Stratified Real Estate Market?
If you’re buying or selling a home in Lake City this year, you’re probably already familiar with the terms buyer’s market and seller’s market. But what is a stratified market? Here’s what you need to know. What is a Stratified Real Estate Market? A stratified real estate market is an area that’s neither a buyer’s […]
What Are Fannie Mae and Freddie Mac?
You’ve heard of Fannie Mae and Freddie Mac – but do you know what they are? It’s okay if you don’t. Actually, most people don’t – so we’ll explain it here. What Are Fannie Mae and Freddie Mac? Fannie Mae and Freddie Mac are government-sponsored enterprises that help people get mortgages. Fannie Mae Fannie Mae […]
