flgaland@gmail.com
    (386) 243-0124

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4 Tips For Saving a Down Payment

When you buy a home, a good-sized down payment will lower your monthly mortgage payments and could even secure you better rates and terms. But what’s the easiest way to start saving for a down payment? Here’s what you need to know. 4 Tips to Help You Save Up for a Down Payment If you […]

Posted in: Blog, Buyers, Buying, Credit, Financing, How-To, Tips Tagged: Blog, Buying a Home, Financing, First-Time Buyers, How To, Tips

Can You Buy a House After Bankruptcy?

If you’re like many people, you’ve heard that it’s tough to buy a house, a farm or land after a bankruptcy. But is that really true? Can you buy a house after a bankruptcy, and if you can, how long should you wait? Here’s what you need to know. Can You Buy a House After […]

Posted in: Blog, Buyers, Financing, Mortgages, Tips Tagged: Bankruptcy, Blog, Buyers, Buying, Buying a Home, Financing, Tips

Could an FHA Loan Help You Become a Homeowner?

When you want to buy a home in Lake City, you have several options when it comes to financing – and one of those options may be a Federal Housing Administration loan. These loans, commonly called FHA loans, can help low- and moderate-income buyers get a mortgage and buy a house. But could an FHA […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Buyers, Buying, FHA Loan, Financing, Lender, Mortgage, Seller Financing, Sellers, Selling, Tips

Common Seller Financing Questions

Buying a home with seller financing can be a great idea – as long as you and the seller can reach an agreement that works out in your favor. But it can also be a little bit confusing. If you’re considering buying an owner-financed home in Lake City, check out these common seller financing questions. […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Buyers, Buying, Financing, Lending, Mortgage, Seller, Seller Financing, Selling, Tips

What Does Seller Financing Mean?

In a residential real estate transaction, most people borrow money from a lender to cover the cost of the home they want to buy. But there’s an alternative – seller financing – that an increasing number of Lake City buyers and sellers are using. So what does seller financing mean? Here’s what you need to […]

Posted in: Buyers, Buying, Financing, Real Estate, Seller Financing, Tips Tagged: Blog, Buyer, Buying, Financing, Mortgage, Payments, Seller Financing, Selling, Tips

What Are Mortgage Points?

If you’re like most people who are thinking about buying land for sale in North Florida, you’re probably kicking around the idea of getting a mortgage – and that’s great. Most people do! But if you’re also like most people, you don’t know all the ins and outs of mortgages. (That’s fine, too – that’s […]

Posted in: Blog, Buyers Tagged: Buying Land, Financing, Interest, Mortgage, Points

3 Mortgage Questions First-Time Buyers Have… Answered

If you’re a first-time buyer in Lake City or a nearby community and you’re taking out a mortgage loan to buy your home, check out the answers to these three common questions. 3 Mortgage Questions First-Time Buyers Have… Answered Three of the most common mortgage-related questions we hear are: Do I really need 20 percent […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Adjustable-Rate, Adjustable-Rate Mortgage, ARM, Buying a Home, Down Payment, Financing, Fixed-Rate, Fixed-Rate Mortgage, Interest Rates, Mortgage, Mortgage Rates

Common Down Payment Myths You Can Ignore

If you’re trying to buy a home for sale in Lake City or a nearby community, here’s what you need to know about down payments. Common Down Payment Myths You Can Ignore #1. You need 20 percent down. FHA, USDA and VA loans – as well as other programs – let you borrow money for […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Buying a Home, Cash, Down Payment, Down Payment Assistance, Financing, Mortgage

3 Surprising Reasons Lenders Can Turn You Down for a Mortgage

When you’re buying a home for sale in Lake City or a nearby community, you’ll most likely have to get a mortgage – the vast majority of people do. However, there are three surprising reasons your lender might turn you down. 3 Surprising Reasons Lenders Can Turn You Down for a Mortgage The last thing […]

Posted in: Blog, Buyers, Buying, Credit, Financing, Mortgages Tagged: Buying a Home, Credit, Financing, Mortgage

3 Home Maintenance Costs That Surprise First-Time Buyers

When you buy a home for sale in Lake City, you know that home ownership costs money – but are you ready for these three home maintenance costs? 3 Home Maintenance Costs That Surprise First-Time Buyers The most common (and often most surprising) home maintenance costs that first-time buyers need to know about include: HVAC […]

Posted in: Blog, Buyers, Buying, Tips, Tips, Life Hacks & How-to Tagged: Buying a Home, Duct Cleaning, Financing, First-Time Buyers, Home Maintenance, HVAC, Maintenance, Mortgage, Pest Control

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