So you’ve made the decision to stop renting and buy a home – that’s great news!
But where you start?
How the Home-Buying Process Works in Lake City (and Elsewhere)
If you’ve never before purchased a home, the whole process may be a bit confusing. Fortunately, you have the best Lake City Realtor® by your side to help.
First things first: make sure your finances are in order. Get a copy of your credit report. Thanks to the FCC, we are all entitled to one free copy of our own credit reports each year. (You can visit https://www.annualcreditreport.com to get yours.) Check for mistakes; if you find any, you can dispute them with the credit reporting agency that placed them there.
Once that’s done, start talking to lenders. You’ll need an accurate picture of how much house you can afford, and when a lender preapproves you for a mortgage loan, you can begin shopping for your first home.
It’s always a good idea to begin your home search online. Here, you can search for:
- Lots and home sites
- Owner-financed properties
- Equestrian property
- Farms and ranches
- Residential homes
- Manufactured homes
When you find homes that pique your interest, let your Realtor know. He’ll set up appointments to show you the homes you may be interested in purchasing.
Your Realtor will explain the importance of having a home inspector check the property for defects; an inspection is a standard part a home buying process.
Are You Moving to Lake City?
If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.
In the meantime, check out the most popular Lake City home searches by exploring the links below.
- Water Front Residential
- Water Front Land
- Bank Owned & Foreclosures
- Short Sales
- Paved Road Frontage
- Non Deed Restricted Land
- Wooded Oak Tree Land
- Land for Land Home Combo