flgaland@gmail.com
    (386) 243-0124

Florida Land Network Leonard Dicks Realty, LLCFlorida Land Network Leonard Dicks Realty, LLC

North Florida Land for Sale

  • Home
  • Search
    • Advanced Search
    • Easy Search
    • Map Search
  • Featured
    • Featured Listings
    • Featured Virtual Tours
    • Featured Additional Special Properties
  • Buy
    • Mortgage
    • Moving Checklist
  • Sell
    • Marketing Your Home
    • What’s Your Property Worth?
    • Sell Your Home Faster
    • Local Market Reports
  • Concierge
    • About Leonard
    • Blog
    • Schools
  • Contact

Why You Should Never Make a Big Purchase Before You Close on a Home

If you’re buying a home for sale in Lake City, you need to know that there are a few things you can do to derail the whole deal – and one of them is making a big purchase right before you close on the home.

Why You Should Never Make a Big Purchase Before You Close on a Home

When you’re in the process of buying a new house, your lender is scrutinizing your credit history and making sure that your financial picture doesn’t have any secret surprises.

But if you change things up by making a big purchase, your lender will have to reevaluate your entire financial picture (and start from scratch). You might not still qualify for the terms and rates your lender originally offered you, which can spell disaster for your purchase.

Don’t think they won’t know, either. Underwriters check your credit shortly before you close on a mortgage loan just to make sure you still qualify.

It doesn’t have to be a car or anything big, either – even something as small as a new refrigerator that you’ve purchased with credit can derail the whole deal.

The moral of the story: Don’t make any big purchases until after you close. That fridge can wait!

Are You Moving to Lake City?

If you’re moving to Lake City, we can help you find the perfect place to live. Call us at 386-243-0124 to tell us what you want from your home and we will begin searching right away.

In the meantime, check out the most popular Lake City home searches by exploring the links below.

  • Water Front Residential
  • Water Front Land
  • Bank Owned & Foreclosures
  • Short Sales
  • Paved Road Frontage
  • Non-Deed-Restricted Land
  • Wooded Oak Tree Land
  • Land for Land Home Combo

 

 

Posted in: Blog, Buyers, Buying, Credit, Financing, Mortgages, Tips, Tips, Life Hacks & How-to Tagged: Big Purchase, Buying a Home, Credit, Financing

Search Smarter

Did you know the hottest Land for sale in Florida often sell within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest homes as they hit the market! Simply click the button below and choose the types of Florida land you are looking for and save your search to start getting alerts today!

New Property Alerts

As local expert I also have access to North Florida Land for sale before it hits the market and can show you more information that are only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

Post navigation

« How Much Should You Offer for Your Dream House in Lake City?
4 Big Design Mistakes to Avoid When You’re Selling Your Home in Lake City »

Sign up for North Florida New Land Alerts
Find out what your North Florida Land is Worth

Popular Land Searches

  • Timber Tracts
  • Paved Road Frontage
  • Large Land Tracts
  • Cattle Land
  • Up to 5 Acres
  • 5 – 10 Acres
  • 10 – 20 Acres
  • 20 – 40 Acres
  • 40 – 100 Acres
  • 100 – 200 Acres
  • 200 – 500 Acres
  • 500 Acres & Up
  • Timber Land

Contact

North Florida Land for Sale

(386) 243-0124

flgaland@gmail.com

Office: (386) 243-0124
250 NW Main Blvd #75
Lake City, Florida 32055

View Florida Land Network Leonard Dicks LLC on Google

Follow Me



Give us a Review


Search Smarter

Did you know the hottest North Florida land for sale often sells within days of being listed? Don't miss out! Set up your own custom property alert so you can be notified of the newest land as they hit the market! Simply click the button below and choose the types of North Florida land you are looking for and save your search to start getting alerts today!

New Property Alerts

As a local expert, I also have access to North Florida land for sale before it hits the market and can show you more information that is only accessible in the MLS. If you would like to set up a time to go over your real estate needs, please free to contact me contact me at your convenience. There is no obligation and or pressure... I hope to hear from you!

© 2025 | Florida Land Network Leonard Dicks LLC All Rights Reserved· 386-243-0124 | Sitemap · Properties Sitemap · Properties XML Sitemap · Terms of Service · Privacy Policy · Cookie Policy · Accessibility Statement · Disclaimer · North Florida Land Network Leonard Dicks LLC
Log in · Real Estate Websites by Real Estate Websites by YourSiteNeedsMe.com