While you probably already know that most homeowners are entitled to certain tax privileges, you may not know exactly what they are – but here’s a quick breakdown of the tax advantages to owning a home. Remember, though, we’re North Florida Realtors®, not tax professionals. You should always consult a tax professional for specific tax […]
How to Improve Your Credit Score Before You Buy a Home
If you’re buying a home, you probably already know that lenders want to see that you’re capable of repaying a loan before they’ll give you money to do so – and that means they want to evaluate your payment habits, find out whether you have revolving credit lines, and check on your overall credit health. […]
Maximizing Your Home’s Perceived Value
Your Realtor® can help you set a listing price for your home based on a comparative market analysis. The best way for you to get your asking price—or even more—is to increase your home’s perceived value (the amount a potential buyer is willing to offer after a showing). Clean and Uncluttered Space Obviously, a clean home […]
From Renting to Owning: Tips for Apartment Dwellers
If you’re like many people, you’ve been living in an apartment while you wait for the right time to buy a house – but how are you supposed to know when it’s the “right” time, and what happens if you wait too long? Buying Your First Home Buying your first home is an emotional experience. […]
Why Do Other Homes’ Sales Affect Your Home’s Price?
Two homes that are strikingly similar can sell for vastly different prices – but why? The answer is often related to market comparability. Not necessarily between the houses themselves, but their respective locations – and in some cases, a small home in a highly sought-after area can sell for substantially more than a larger home […]
4 Tips for Selling Your Home Quickly
If you’re like many home sellers in Lake City who want to sell quickly, the good news is that it’s completely possible in most cases. However, you can take a few steps that help you move your home more quickly. How to Sell Your Home Quickly While there are no guarantees about how soon your […]
Do I Need Mortgage Insurance?
Unlike other forms of insurance you might buy, mortgage insurance doesn’t protect you; it protects your lender. However, that doesn’t mean it may not be to your benefit. Mortgage insurance reduces the risk to the lender, meaning you may be able to qualify for a loan with less than 20 percent of the home’s purchase price […]
Getting Financing: Tips for First-Time Home Buyers
If you’re like many first-time buyers, you’re not quite sure about the whole process – but don’t worry: nobody is. So what should you do to make the whole home-buying process easier? Tips for First-Time Home Buyers Before you begin looking at Lake City homes for sale, check your credit. That’s because your credit is […]
How to Save Money for a Down Payment on North Florida Property
If you’re like most people, you don’t have a pile of money sitting in your bank account for a down payment on a home in Lake City, an equestrian property or any other type of residence – but saving up for a down payment is tough. What are you supposed to do? Tips for Saving […]
Does Lawn Maintenance Affect Your Property Value?
When you’re selling your home, you know it’s important to stage it properly – and it makes sense that you have to “stage” the outside, too. We’re not saying you have to add lawn furniture or build a pond. We’re saying that lawn maintenance can have a big impact on what potential buyers think of […]