If you’re buying a new home, you’ll need to purchase homeowners insurance. Your lender will most likely require it if you’re using a mortgage loan to buy the home, and even if you’re buying with cash, you may want to have insurance to protect you from unexpected expenses. Homeowners Insurance: What You Need to Know […]
What is Homeowner’s Insurance?
One of the largest and most valuable assets that you will ever own is a home. To ensure that your home is covered in the event of a disaster or catastrophe — and because your lender will require it — you’ll most likely purchase a homeowner’s insurance policy, which can provide you (and your lender) […]
What is a Home Warranty?
If you’re buying a new house, whether it’s a large farm near Lake City or a land-home combo in the same area, you might be thinking about buying a home warranty, too. But what is a home warranty, and is it worth it? What is a Home Warranty? A home warranty, unlike homeowners insurance, is […]
What is Homeowners Insurance?
When you’re buying a home, whether it’s a $150,000 to $200,000 house for sale in Lake City or a big farm for sale in White Springs, you’ll most likely need to buy homeowners insurance. But what is it, and why do you need it? What is Homeowners Insurance? Homeowners insurance is a form of […]
What You Need to Know About Hurricane Deductibles
Every homeowner’s insurance policy is different—but one thing you need to check yours for is hurricane coverage. What is Hurricane Coverage? Standard homeowner’s insurance typically doesn’t cover flooding, so you may need a separate policy (a flood insurance policy, to be exact) in case there’s hurricane-related flooding. Remember, too, that flood insurance policies usually don’t […]
Done Renting? Here’s What to Know Before You Buy
Renting gets old, doesn’t it? If you’re like many renters, you’re ready to dive in and buy a home—but there are a few things you need to know before you make the biggest purchase of your life. What Does it Cost to Be a Homeowner? When you’re renting and something breaks, you call the landlord. […]
