If you’re selling a home in Lake City, it’s a good idea to interview real estate agents to find one who’s just right for your needs – but where do you even start? How to Interview a Real Estate Agent You don’t have to walk into a real estate office and start asking questions. It’s […]
How to Find the Right Real Estate Agent
Finding a real estate agent to help you when you’re buying a home in Lake City is a big task – but with a little nudge in the right direction, you can get the person who’s just right for your needs. How to Find the Right Real Estate Agent First things first: You want to […]
What Lenders Look at on Your Credit Report
When you apply for a mortgage loan to buy a home for sale in Lake City, your lender is going to check your credit score. Here’s what you need to know. What Lenders Look at on Your Credit Report Lenders look at your ability to repay other loans when they’re deciding whether to let you […]
What is a Home Warranty?
If you’re like many people searching for a home for sale in Lake City, you’ve heard of a home warranty – but what is that, and do you need one? What is a Home Warranty? A home warranty is a lot like a vehicle warranty. You pay a warranty company to take care of issues […]
Why You Should Shop for a Mortgage Loan
If you’re buying a home for sale in Lake City or any of the surrounding communities, you’ll most likely need a mortgage loan – most people do. And when you’re ready toi apply for one, it’s incredibly important that you shop around. Here’s why. Why You Should Shop for a Mortgage Loan There are hundreds […]
Why You Need a Real Estate Agent
If you’re buying a home for sale in Lake City, you probably already know you need a real estate agent to help you with your transaction – and hopefully, you also know that it doesn’t cost buyers anything to work with a Realtor®. Here’s why it’s so important to work with a real estate agent. […]
Shopping for Mortgages 101
When you’re buying land for sale in North Florida, you need to know that you can shop around for mortgages. But where do you start? Shopping for Mortgages 101 There are hundreds of mortgage programs through lenders on any given day, which means you definitely should shop around for the one that’s the best fit […]
What is DTI?
As you start shopping for homes or land for sale in North Florida, you’ll have to make sure your debt-to-income ratio, or DTI, is sufficient to get a loan – but what is DTI, and how do you know where yours stacks up? What is DTI? Your debt-to-income ratio is a measure lender use to […]
What Are HOA Dues?
If you’re buying a home or land for sale in North Florida, you may need to learn about homeowners association dues – because many neighborhoods in the area require them. What Are Homeowners Association Dues? Homeowners associations, or HOAs, are associations of people in certain neighborhoods who unite with the sole purpose of preserving property […]
What is Preapproval?
When you’re buying land for sale in North Florida, you’ll want mortgage preapproval – and here’s why. What is Preapproval? Mortgage preapproval is a process you go through to find out whether a lender is willing to lend you money to buy property or a home based on your current financial situation. If you’re preapproved, […]
