flgaland@gmail.com
    (386) 243-0124

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The Inside Scoop on Bringing Down Your Mortgage Rate

It’s possible to lower your interest rate when you buy a home in North Florida – even when interest rates are higher than they’ve been in recent memory. This guide explains. The Inside Scoop on Bringing Down Your Mortgage Rate Here are five ways to get the best possible interest rate: Pay down debt Save […]

Posted in: Blog, Buyers, Mortgages, Tips, Tips, Life Hacks & How-to Tagged: Buying a Home, Interest Rate, Interest Rates, Mortgage, Mortgage Rates, Mortgages, Tips

What is a Micromortgage?

If you’re looking for a home in North Florida, you may have heard of micromortgages – but what are they, and is it possible that you could qualify for one? Here’s what you need to know. What is a Micromortgage? The Homeownership Council of America is working on a new project: The micromortgage. A micromortgage […]

Posted in: Blog, Credit, Financing, Mortgages, Real Estate, Tips Tagged: Blog, Info, Loan, Micromortgage, Mortgage, Tips

Can You Get a Fixed-Rate Mortgage When You Buy Land?

Land loans are a little bit different from home loans – and they’re not as common as home loans are, so you may have fewer options. Unfortunately, that means that there’s less competition between lenders, so lenders have the “upper hand.” Your Lake City REALTOR® will be able to point you toward a local lender […]

Posted in: Blog, Buyers, Buying, Farmland, Financing, Tips Tagged: Blog, Buying Land, Fixed-Rate, Fixed-Rate Mortgage, Land, Land Loan, Mortgage, Tips

Applying for a Mortgage When You’re Self-Employed

If you’re like many people, you’re self-employed – and that means your process of applying for a mortgage to buy home or land for sale in Lake City will be different than it would if you worked for an employer. Here’s what you need to know about applying for a mortgage when you’re self-employed. Applying […]

Posted in: Blog, Buyers, Buying, Credit, Financing, Mortgages, Tips Tagged: Applying for a Mortgage, Blog, Buying a Home, Contractors, Freelancers, Gig Workers, Mortgage, Self Employed, Work from Home

Can I Get a Mortgage on a Farm?

If you’re thinking about buying a farm in North Florida, you may not have all the cash to buy it outright – but can you get a mortgage to purchase farmland? Here’s what you need to know. Can I Get a Mortgage on a Farm? Usually, you can borrow money to buy a farm. The […]

Posted in: Blog, Buyers, Buying, Farmland, Real Estate, Real Estate Investments, Tips Tagged: Blog, Buyers, Buying a Farm, Buying a Farm in Florida, Farm, Mortgage, Tips

Could an FHA Loan Help You Become a Homeowner?

When you want to buy a home in Lake City, you have several options when it comes to financing – and one of those options may be a Federal Housing Administration loan. These loans, commonly called FHA loans, can help low- and moderate-income buyers get a mortgage and buy a house. But could an FHA […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Buyers, Buying, FHA Loan, Financing, Lender, Mortgage, Seller Financing, Sellers, Selling, Tips

Common Seller Financing Questions

Buying a home with seller financing can be a great idea – as long as you and the seller can reach an agreement that works out in your favor. But it can also be a little bit confusing. If you’re considering buying an owner-financed home in Lake City, check out these common seller financing questions. […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Buyers, Buying, Financing, Lending, Mortgage, Seller, Seller Financing, Selling, Tips

Is Seller Financing a Good Idea?

If you’re like many people, you’ve seen the homes for sale in Lake City that have “seller financing” on the listing. But is seller financing a good idea if you’re buying or selling? Here’s what you need to know to make the right choice for your future. Is Seller Financing a Good Idea? Seller financing […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Seller Financing, Sellers, Tips, Tips, Life Hacks & How-to Tagged: Blog, Lender, Lending, Mortgage, Property Owner, Pros and Cons, Seller Financing, Tips

What Does Seller Financing Mean?

In a residential real estate transaction, most people borrow money from a lender to cover the cost of the home they want to buy. But there’s an alternative – seller financing – that an increasing number of Lake City buyers and sellers are using. So what does seller financing mean? Here’s what you need to […]

Posted in: Buyers, Buying, Financing, Real Estate, Seller Financing, Tips Tagged: Blog, Buyer, Buying, Financing, Mortgage, Payments, Seller Financing, Selling, Tips

How Much Money Do You Need for a Down Payment on a House in Lake City?

If you’re like most people looking for a home for sale in Lake City, you know you’ll have to come up with a down payment – but how much money will you need? Is it possible to buy a house with nothing down? Here’s what you need to know. How Much Money Do You Need […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Tips Tagged: Blog, Buyers, Buying, Down Payment, Loans, Money, Mortgage, USDA Loan, VA Loan

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