If you’re thinking about buying some land for sale in North Florida – near Lake City or elsewhere – it’s a good idea to check your credit score before you start applying for mortgages. Here’s why. Why Should You Check Your Credit Before You Apply for a Loan? Lenders base your interest rates and terms […]
How Do Mortgage Brokers Get Paid for Their Services?
If you’re like many people who are buying land for sale in North Florida, you’re thinking about whether you should work with a mortgage broker or go it alone. But no matter which way you decide, here’s what you need to know about how mortgage brokers get paid. Related: Do you need a mortgage broker […]
Do You Need a Mortgage Broker to Buy Land?
If you’re like most people who are buying land for sale in North Florida, you need to take out a mortgage. But should you work with a mortgage broker? Here’s what you need to know. Do You Need a Mortgage Broker to Buy Land? Here’s the bottom line: You can work with whomever you want […]
What Are Fannie Mae and Freddie Mac?
You’ve heard of Fannie Mae and Freddie Mac – but do you know what they are? It’s okay if you don’t. Actually, most people don’t – so we’ll explain it here. What Are Fannie Mae and Freddie Mac? Fannie Mae and Freddie Mac are government-sponsored enterprises that help people get mortgages. Fannie Mae Fannie Mae […]
What’s a Jumbo Loan?
A jumbo loan sounds big, right? It is – but really, what it means is that it’s a larger amount of money than the maximum value of a conforming loan. Wait – what’s a conforming loan? A conforming loan is a loan that meets guidelines set by Fannie Mae and Freddie Mac. What is a […]
What is a Mortgage Broker?
If you’re like most people who are buying a home, condo or land for sale in or around Lake City, you’ve heard the term mortgage broker. But what does it mean? Here’s what you need to know. What is a Mortgage Broker? A mortgage broker is a professional who helps you find the best lender […]
How to Find the Best Mortgage Lender for Your Needs
If you’re like most people who are buying a home or land in Lake City or a nearby community, you’re going to need a mortgage loan. A recent survey cited by Realtor.com says that 1 in 5 buyers is disappointed in his or her lender – and we don’t want that to happen to you. […]
What Drives Timberland Appreciation?
While every investor will have a different experience – based on many factors, including location and type of property – there’s a reason that many people choose to invest in timber. So what makes timberland valuable, and what makes the price of timberland go up? Here’s what you need to know if you’re thinking of […]
Timberland Investing: The Basics
If you’re thinking about buying timberland in North Florida – particularly in the Lake City area – but you’ve never done it before, there are a few things you need to know. Timberland Investing: The Basics Timberland can be an excellent addition to your investment portfolio. Historically, there’s a positive correlation between timberland returns and […]
Can You Get a Tax Lien Removed From Your Land So You Can Sell It?
Having the Internal Revenue Service put a tax lien on your property can be catastrophic – and it can prevent you from selling your property, even if you really need to do so. But fortunately, you may be able to have the tax lien removed by requesting that the IRS withdraw it. You can also […]
