Land loans are a little bit different from home loans – and they’re not as common as home loans are, so you may have fewer options. Unfortunately, that means that there’s less competition between lenders, so lenders have the “upper hand.” Your Lake City REALTOR® will be able to point you toward a local lender […]
What Are Mortgage Points?
If you’re like most people who are thinking about buying land for sale in North Florida, you’re probably kicking around the idea of getting a mortgage – and that’s great. Most people do! But if you’re also like most people, you don’t know all the ins and outs of mortgages. (That’s fine, too – that’s […]
What Happens on Closing Day?
When you’re buying land for sale in North Florida, you know that eventually, you’ll make it to closing day – but what happens on closing day, and how can you help ensure the process goes smoothly? What Happens on Closing Day? On closing day – the day you get the deed to your new property […]
Timberland Investing: The Basics
If you’re thinking about buying timberland in North Florida – particularly in the Lake City area – but you’ve never done it before, there are a few things you need to know. Timberland Investing: The Basics Timberland can be an excellent addition to your investment portfolio. Historically, there’s a positive correlation between timberland returns and […]
What You Need to Know About Boundaries Before You Buy Land in North Florida
If you’re interested in buying land in North Florida, whether it’s a cattle ranch or a timber tract (or something else entirely), you’re making a great decision. But there are a few things you need to know before you dive in with both feet – including what boundaries are and how they work. What You […]
What Kind of Due Diligence Should You Do if You’re Buying Land in Florida?
Whether you want to buy a timber tract, cattle land or a horse property, you’ll have to do some homework before you take the plunge. Your real estate agent will help you along the way, but your due diligence means doing a little legwork. Here’s what you need to know. What Kind of Due Diligence […]
Should You Get a Mortgage Online?
If you’re like many people, you know that the market for online mortgages is growing – it’s becoming popular for people to apply and get approved for a mortgage without ever leaving their homes. But is it the right choice for you? Should You Get a Mortgage Online? Taking out a loan is one of […]
Zoning and Future Plans: What to Consider Before You Buy Land in North Florida
When you’re buying land in North Florida, whether it’s a timber tract or a cattle ranch (or another type of property entirely), you have to think about zoning issues. Unlike buying a home, where the zoning has already been hashed out, land use rules can – and often do – change. Here’s what you need […]
Should You Hire a Surveyor if You’re Buying Land in Lake City?
If you’re buying vacant land in Lake City or a nearby area, including timberland, cattle land or any other type of property, you may want to hire a surveyor to get a new survey. Don’t make any decisions before you talk to your real estate agent, though. Here’s what you need to know about hiring […]
Buying Land? Make Sure the Property is Clear of Liens
When you’re buying land for sale in North Florida, whether it’s a timber tract or cattle land, the first thing you need to do is search for properties that don’t have any liens against them. What is a Lien Against Property? A lien against property is a notice attached to it. That notice is from […]
