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The Inside Scoop on Bringing Down Your Mortgage Rate

It’s possible to lower your interest rate when you buy a home in North Florida – even when interest rates are higher than they’ve been in recent memory. This guide explains. The Inside Scoop on Bringing Down Your Mortgage Rate Here are five ways to get the best possible interest rate: Pay down debt Save […]

Posted in: Blog, Buyers, Mortgages, Tips, Tips, Life Hacks & How-to Tagged: Buying a Home, Interest Rate, Interest Rates, Mortgage, Mortgage Rates, Mortgages, Tips

Should You Buy Land When Interest Rates Are High?

Many people are questioning whether now is a good time to buy land, particularly because interest rates are much higher now than they have been in recent memory. Aside from the fact that land typically appreciates in value, the interest rates can cause you to take serious pause; That’s because their payments will most likely […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Tips, Tips, Life Hacks & How-to Tagged: Buying Land, High Rates, Interest Rates, Mortgage Rates, Seller Financing, Tips

3 Mortgage Questions First-Time Buyers Have… Answered

If you’re a first-time buyer in Lake City or a nearby community and you’re taking out a mortgage loan to buy your home, check out the answers to these three common questions. 3 Mortgage Questions First-Time Buyers Have… Answered Three of the most common mortgage-related questions we hear are: Do I really need 20 percent […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Adjustable-Rate, Adjustable-Rate Mortgage, ARM, Buying a Home, Down Payment, Financing, Fixed-Rate, Fixed-Rate Mortgage, Interest Rates, Mortgage, Mortgage Rates

Why Do Mortgage Rates Fluctuate?

When you’re buying a home for sale in Lake City and you’re using a mortgage to get it, you’ll have to deal with interest rates – but for most people, they’re pretty mysterious. Here’s what you need to know about why mortgage rates go up and down – and why it matters. Why Do Mortgage […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Buying a Home, Financing, Interest Rates, Mortgage, Mortgage Rates, Rates

How to Get the Best Interest Rate on Your Mortgage

If you’re like most people buying a home for sale in Lake City or a nearby community, you have to take out a mortgage loan – and if you have a mortgage loan, you’ll have to pay interest on it. So how do you get the best possible interest rate? Find out now. How to […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Buying a Home, Financing, How To, Interest, Interest Rates, Mortgage

What You Need to Know About Mortgage Interest Rates

Your interest rate on your mortgage is used to calculate your monthly mortgage payment. The higher your rate is, the higher your monthly payment will be. That’s true whether you’re buying property, like a timber tract for sale in North Florida, or a $500,000 home for sale near Lake City. Let’s Talk About Mortgage Interest […]

Posted in: Blog, Buyers, Buying, Credit, Financing, Mortgages Tagged: Adjustable-Rate Mortgage, Annual Percentage Rate, APR, Fixed-Rate Mortgage, Interest Rates

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