If you’re buying a property in Lake City, whether it’s a home or a piece of land, you’re probably going to need title insurance. But what is title insurance, how much does it cost, and why do you need it? Title Insurance Basics You Need to Know if You’re Buying a Property Title insurance is […]
Homeowners Insurance: What You Need to Know
If you’re buying a new home, you’ll need to purchase homeowners insurance. Your lender will most likely require it if you’re using a mortgage loan to buy the home, and even if you’re buying with cash, you may want to have insurance to protect you from unexpected expenses. Homeowners Insurance: What You Need to Know […]
What Are Closing Costs All About?
When you borrow from a lender to buy real estate, whether it’s a land and home combo in Lake City, a tract of timberland for sale in North Florida, or cattle land in Lake City, you’ll have to deal with closing costs. But what are they, and how much money will you end up paying? […]
What is Homeowner’s Insurance?
One of the largest and most valuable assets that you will ever own is a home. To ensure that your home is covered in the event of a disaster or catastrophe — and because your lender will require it — you’ll most likely purchase a homeowner’s insurance policy, which can provide you (and your lender) […]
What is a Home Warranty?
If you’re buying a new house, whether it’s a large farm near Lake City or a land-home combo in the same area, you might be thinking about buying a home warranty, too. But what is a home warranty, and is it worth it? What is a Home Warranty? A home warranty, unlike homeowners insurance, is […]
What You Need to Know About Hurricane Deductibles
Every homeowner’s insurance policy is different—but one thing you need to check yours for is hurricane coverage. What is Hurricane Coverage? Standard homeowner’s insurance typically doesn’t cover flooding, so you may need a separate policy (a flood insurance policy, to be exact) in case there’s hurricane-related flooding. Remember, too, that flood insurance policies usually don’t […]
