When you’re buying land for sale in Columbia County, you’ll need to make sure the title is clear – and that’s what a title agency does for you. But what is a cloud on the title, and how does it affect your property ownership? What is a Clouded Title? A cloud on a title means […]
Why You Should Never Make a Big Purchase Before You Close on a Home
If you’re buying a home for sale in Lake City, you need to know that there are a few things you can do to derail the whole deal – and one of them is making a big purchase right before you close on the home. Why You Should Never Make a Big Purchase Before You […]
How Much Should You Offer for Your Dream House in Lake City?
If you’re buying a home for sale in Lake City, you might not be sure about what to offer for the house of your dreams – but don’t worry, we have you covered. How Much Should You Offer for Your Dream House in Lake City? Your Lake City Realtor® can help you determine the right […]
3 Costs You Need to Expect When You Buy a Home
If you’re buying a home for sale in Lake City, you probably already know that you’re going to need an earnest money deposit – but what else will you need to pay for when you close? 3 Costs You Need to Expect When You Buy a Home Before you close on a home, you’re going […]
What is a VA Loan?
A VA loan is a loan backed by the Veterans Administration. The loan itself doesn’t come from the Veterans Administration; it comes from a private lender, and the VA guarantees a portion of it. The VA guaranty lets lenders know that if you default on payments, the VA will cover your lender’s losses (up to […]
What is a Deed in Real Estate?
If you’re like many people who are buying a home in Lake City, you know that you’re going to have to deal with a deed to the property at some point. But what is a deed, and what does it do? More importantly, how does it affect your homeownership? What is a Deed in Real […]
Seller Financing, or Rent-to-Own?
If you’re like many people, you’ve heard of both seller financing and “rent-to-own” financing, but do you know the differences between the two? What is Seller Financing? Seller financing, which is also commonly referred to as owner financing, is a loan that the seller provides to the purchaser. Generally, the buyer and seller reach their […]
What Are Owner-Financed Homes?
Many people are on the lookout for owner-financed homes in North Florida, but in order to determine whether seller financing is the right route for you, you’ll need to know exactly what it entails. What Are Owner-Financed Homes? A seller can choose to provide financing for the buyer, which can create a bigger return on […]
Fixed-Rate vs. Adjustable-Rate Mortgage Information
Whether you’re buying a large farm for sale in Lake City, a cattle ranch in Columbia County, or an estate home in Lake City, you’ll most likely have to take out a mortgage to buy your next property. When you do, you’ll have several choices – including fixed-rate and adjustable-rate loans. But what are the differences between them? […]
How to Repair Your Credit to Buy a House
We all know that creditors want to see good things on your credit report before they’ll agree to lend you enough money to buy a home – but if you’re like most people, your credit could stand a little polishing-up. While a big overhaul will likely take some time, there are a handful of things […]
