flgaland@gmail.com
    (386) 243-0124

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How Much Money Do You Need for a Down Payment on a House in Lake City?

If you’re like most people looking for a home for sale in Lake City, you know you’ll have to come up with a down payment – but how much money will you need? Is it possible to buy a house with nothing down? Here’s what you need to know. How Much Money Do You Need […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages, Real Estate, Tips Tagged: Blog, Buyers, Buying, Down Payment, Loans, Money, Mortgage, USDA Loan, VA Loan

3 Mortgage Questions First-Time Buyers Have… Answered

If you’re a first-time buyer in Lake City or a nearby community and you’re taking out a mortgage loan to buy your home, check out the answers to these three common questions. 3 Mortgage Questions First-Time Buyers Have… Answered Three of the most common mortgage-related questions we hear are: Do I really need 20 percent […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Adjustable-Rate, Adjustable-Rate Mortgage, ARM, Buying a Home, Down Payment, Financing, Fixed-Rate, Fixed-Rate Mortgage, Interest Rates, Mortgage, Mortgage Rates

Common Down Payment Myths You Can Ignore

If you’re trying to buy a home for sale in Lake City or a nearby community, here’s what you need to know about down payments. Common Down Payment Myths You Can Ignore #1. You need 20 percent down. FHA, USDA and VA loans – as well as other programs – let you borrow money for […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Buying a Home, Cash, Down Payment, Down Payment Assistance, Financing, Mortgage

How to Get the Best Interest Rates on Your Mortgage Loan

When you’re buying a home for sale in Lake City or a nearby community, you’ll most likely have to get a mortgage loan to do it – most people do. Here’s what you need to know about interest rates and how to get the best offers from lenders. How to Get the Best Interest Rates […]

Posted in: Blog, Buyers, Buying, Credit, Financing, Mortgages Tagged: Buying a Home, Credit, Credit Score, Credit Scores, Down Payment, FHA Loan, Financing, Loan Type, Mortgage, USDA Loan, VA Loan

How to Find the Right Mortgage Lender

If you’re like most people, you’ll need a mortgage loan to buy a home (unless you opt for owner financing, which is a great option for many people). So if you’re searching for a mortgage lender, how do you know which one is right for you? Related: All about owner financing How to Find the […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Buying a Home, Conventional Loan, Debt-To-Income Ratio, Down Payment, DTI, FHA Loan, Financing, Mortgage, USDA Loan, VA Loan

What’s a Standard Down Payment When You Buy a Home?

If you’re like most people who are buying a home for sale in Lake City or a nearby community, you know that you’ll need to come up with a down payment. But just how much cash do you need to buy a home? Is it really 20 percent of the home’s listing price? What’s a […]

Posted in: Blog, Buyers, Buying, Mortgages Tagged: Buying a Home, Down Payment, Financing, Mortgage

Do You Really Need a 20% Down Payment to Buy a Home?

If you’re like most people, you know how hard it is to buy a home for sale in Lake City without having money in the bank – but do you really need a 20% down payment? Do you really need a 20% down payment to buy a home? Although having 20% down is considered the […]

Posted in: Blog, Buying, Financing Tagged: Buying a Home, Down Payment, Financing

Why You Should Try to Save Up 20 Percent to Buy a Home

When you’re buying a home for sale in Lake City, it’s in your best interest to put down as much money as possible – and if you can save up 20 percent or more, you’ll be in great shape. It’s not always easy to save up that large of a sum, but in the end, […]

Posted in: Blog, Buyers, Buying, Financing, Mortgages Tagged: Buying a Home, Down Payment

Owner Financed Homes in Florida

If you’re looking for an owner financed home in Florida, you’re definitely in the right place. Owner financed homes can give you the freedom you need to make a purchase without forcing you to work with traditional lenders—and in many cases, they’re great opportunities. Owner Financed Homes in Florida: What You Need to Know How […]

Posted in: Blog, Buying, For Sale By Owner, Owner Financing, Seller Financing Tagged: Buy a Home in Lake City, Down Payment, Lower Down Payment, Owner Financing, Seller Financing, Short-Term Loans

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250 NW Main Blvd #75
Lake City, Florida 32055

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