If you’re buying a home for sale in Lake City, you probably already know that you’re going to need an earnest money deposit – but what else will you need to pay for when you close? 3 Costs You Need to Expect When You Buy a Home Before you close on a home, you’re going […]
3 Signs You’ve Found the Right Home
If you’re looking at homes for sale in Lake City, how will you know when you’ve found the right one? These three signs can tell you everything. 3 Signs You’ve Found the Right Home As your agent takes you to see homes all over Lake City, you’ll know you’ve found the right one – or […]
3 Valentine’s Day Date Ideas in Lake City, FL
If you’re buying a home in Lake City, or if you already live here, you might not know that it can be an incredibly romantic place. Check out these three amazing Valentine’s Day date ideas in Lake City to get inspired to create your own special evening. 3 Valentine’s Day Date Ideas in Lake City, […]
Tips for First-Time Homebuyers
So you’ve made the decision to stop renting and buy a home – that’s great news! But where you start? How the Home-Buying Process Works in Lake City (and Elsewhere) If you’ve never before purchased a home, the whole process may be a bit confusing. Fortunately, you have the best Lake City Realtor® by your […]
3 Great Places to Eat in Lake City
If you’re like many people buying land for sale in Lake City, you’ll be glad to know that there are plenty of great places to grab a quick bite or sit down and have a nice dinner. These are three of our favorite restaurants right here in town. 3 Great Places to Eat in Lake […]
Contingencies: What You Need to Know
Contingencies are conditions outlined in a real estate purchase contract that let you cancel the deal under certain circumstances. The most common contingencies involve the appraisal, the home inspection, and financing. Appraisal Contingency When you buy a home, your lender will have it appraised to see just how much it’s worth. If the appraisal value […]
Let’s Talk About Homeowners Insurance
Homeowners insurance is a “safety net,” much like car insurance, that provides you (and your lender) protection against the financial fallout of a disaster. It’s a package policy, which means that it covers damage to your property and your liability or legal responsibility for issues (like injuries or property damage) that you or your family […]
What is a VA Loan?
A VA loan is a loan backed by the Veterans Administration. The loan itself doesn’t come from the Veterans Administration; it comes from a private lender, and the VA guarantees a portion of it. The VA guaranty lets lenders know that if you default on payments, the VA will cover your lender’s losses (up to […]
What is a Deed in Real Estate?
If you’re like many people who are buying a home in Lake City, you know that you’re going to have to deal with a deed to the property at some point. But what is a deed, and what does it do? More importantly, how does it affect your homeownership? What is a Deed in Real […]
Should You Write a Letter to Go With Your Purchase Offer?
Most sellers want to know that the home they’re selling will end up in good hands, so it makes sense that writing a thoughtful note to accompany your purchase offer will make it stand out (and could even increase your chance of acceptance). But what are you supposed to write? How to Write a Letter […]