If you’ve been looking for a home for sale in Lake City for any length of time, you’ve probably seen houses here and there listed as FSBO – but what is FSBO, and what difference does it make when you find one you want to buy? What is FSBO? FSBO is an acronym for For […]
Homeowners Insurance: What You Need to Know
If you’re buying a new home, you’ll need to purchase homeowners insurance. Your lender will most likely require it if you’re using a mortgage loan to buy the home, and even if you’re buying with cash, you may want to have insurance to protect you from unexpected expenses. Homeowners Insurance: What You Need to Know […]
3 Things to Consider Before Buying a Foreclosed Property in Lake City
If you’re thinking about buying a foreclosed property, there are a few things you should do first – including hiring the right Lake City Realtor® to help you. 3 Things to Consider Before Buying a Foreclosed Property in Lake City The first thing you need to do before you make an offer on a foreclosed […]
3 Tips for Working With Professional Movers
If you’re buying a new home in Lake City or any of the surrounding communities, you may be considering hiring professional movers – and for most people, that’s a great idea. Many professional movers can pack, load the truck, and even store items for you, which can lift a tremendous amount of stress from your […]
Expenses to Plan for if You Buy a Home
If you’re buying your first home, it’s important that you know you’re going to be responsible for a few more costs than you would as a renter – and it’s important that you plan appropriately for them. Expenses to Plan for if You Buy a Home When you buy a house, you can’t just call […]
From Renting to Owning: What You Need to Know
If you’re like many people, you’ve been living in an apartment while you wait for the right time to buy a house – but how are you supposed to know when it’s the “right” time, and what happens if you wait too long? Buying Your First Home Buying your first home is an emotional experience. […]
What Are Home Inspectors Looking For?
Most people already know that hiring an inspector is essential – but what are inspectors looking for when they evaluate a house? What Do Home Inspectors Look for in a House? A home inspector has one job: to point out defects in the home. He or she doesn’t care whether you buy it; instead, the […]
Seller Financing, or Rent-to-Own?
If you’re like many people, you’ve heard of both seller financing and “rent-to-own” financing, but do you know the differences between the two? What is Seller Financing? Seller financing, which is also commonly referred to as owner financing, is a loan that the seller provides to the purchaser. Generally, the buyer and seller reach their […]
What Are Owner-Financed Homes?
Many people are on the lookout for owner-financed homes in North Florida, but in order to determine whether seller financing is the right route for you, you’ll need to know exactly what it entails. What Are Owner-Financed Homes? A seller can choose to provide financing for the buyer, which can create a bigger return on […]
Fixed-Rate vs. Adjustable-Rate Mortgage Information
Whether you’re buying a large farm for sale in Lake City, a cattle ranch in Columbia County, or an estate home in Lake City, you’ll most likely have to take out a mortgage to buy your next property. When you do, you’ll have several choices – including fixed-rate and adjustable-rate loans. But what are the differences between them? […]