When you’re buying a farm or house for sale in Northern Florida, your debt-to-income ratio matters to lenders – it’s part of what they use to determine whether you qualify for a mortgage loan. But why does it matter so much? Why Does DTI Matter? Lenders use your DTI to figure out whether you’ll be […]
What is Debt-to-Income Ratio?
If you’re buying a farm or house for sale in Northern Florida, you’ll hear the term debt-to-income ratio – but what is it, and why does it matter? What is Debt-to-Income Ratio? Debt-to-income ratio, or DTI, is an equation that compares how much money you owe (including credit card companies, auto loan companies and others) […]
How Long Will it Take to Sell My Land in Lake City?
If you’re like most people who are thinking of selling land in Lake City, you want to know how long it’s going to take. How Long Will it Take to Sell My Land in Lake City? There’s no easy, one-size-fits-all answer to that question, although we certainly wish we could give you an exact timeline. […]
3 Benefits to Owning a Condo in Lake City
If you’re thinking of buying a condo for sale in Lake City, you’re not alone – condo living is becoming more popular than ever before thanks to rising housing costs. Here are three other benefits to owning a condo in Lake City that you may not have thought of yet. 3 Benefits to Owning a […]
3 Great Breakfast Spots in Lake City
Lake City is no stranger to great breakfast – and whether you already live here or you’re buying a home for sale in Lake City, you’ll love this list of the area’s hottest breakfast spots. We’re not including chain restaurants, like Waffle House, Bob Evans and Cracker Barrel, although we do have those restaurants here. […]
October 2018 Events in Lake City
If you’re buying a home for sale in Lake City, you’ll be glad to know that there are plenty of community events that take place each month – and October 2018 is no exception. Here’s a quick list of what’s happening in Lake City this October. October 2018 Events in Lake City National Coffee With […]
3 Things Homeowners Need to Know About Roofing
Whether you already own a house or you’re buying a home for sale in Lake City, you’re going to need to know about roof maintenance – how to do it, what to look for, and when to call in the pros. 3 Things Homeowners Need to Know About Roofing First things first: Never go up […]
3 Big Problems Home Inspections Can Uncover
When you’re buying a home for sale in Lake City, one of the last things you have to do before you sign the dotted line is have a home inspection – but sometimes, the home inspection sends the whole deal south. These are three big things that can ruin the inspection and leave you looking […]
What is a Granny Flat?
If you’re like many people buying a home in Lake City, you might find that it’s smart to buy a house with a built-in “granny flat” or “in-laws’ quarters.” That’s because it offers double the living space – and you can rent out what you’re not using to help cover your mortgage payments. What is […]
3 Reasons Sellers Sometimes Reject Offers
When you find a home for sale in Lake City that you love, you’ll make an offer – and you’ll wait for the seller to accept it. But sometimes sellers reject offers, and that can be confusing. These are the most common reasons sellers reject offers. 3 Reasons Sellers Sometimes Reject Offers Talk to your […]
