If you’re moving to Lake City with a middle-school-aged child, here’s what you need to know for registration. How to Register at Lake City Middle School Call the school’s front office at 386-758-4800 or the district at 386-755-8000 to set up a time to come in and pick up the required paperwork to register your […]
What is an HOA?
Can you live with an HOA? Here’s what you need to consider when you’re buying a home in a community that has a homeowners association. What is an HOA? A homeowners association, or HOA, is an organization with the primary purpose of preserving home values in a community. The HOA makes rules, called covenants, conditions […]
Why You Should Try to Save Up 20 Percent to Buy a Home
When you’re buying a home for sale in Lake City, it’s in your best interest to put down as much money as possible – and if you can save up 20 percent or more, you’ll be in great shape. It’s not always easy to save up that large of a sum, but in the end, […]
Water on an Agricultural Property in North Florida
When you’re buying an agricultural property in North Florida, whether you want to raise cattle on cattle land or you’d like to have a horse farm, one of the biggest things you’ll need to worry about is the water – and there are two sides to that coin. Water on an Agricultural Property in North […]
What is PMI?
If you’re buying a home with less than 20 percent down, your lender will require you to buy private mortgage insurance. There’s only one exception to that rule: If you’re using a VA loan, you don’t need to buy private mortgage insurance, or PMI. What is PMI? PMI is a type of insurance that lenders […]
What Lenders Look at on Your Credit Report
When you apply for a mortgage loan to buy a home for sale in Lake City, your lender is going to check your credit score. Here’s what you need to know. What Lenders Look at on Your Credit Report Lenders look at your ability to repay other loans when they’re deciding whether to let you […]
What is a Home Warranty?
If you’re like many people searching for a home for sale in Lake City, you’ve heard of a home warranty – but what is that, and do you need one? What is a Home Warranty? A home warranty is a lot like a vehicle warranty. You pay a warranty company to take care of issues […]
Why You Should Shop for a Mortgage Loan
If you’re buying a home for sale in Lake City or any of the surrounding communities, you’ll most likely need a mortgage loan – most people do. And when you’re ready toi apply for one, it’s incredibly important that you shop around. Here’s why. Why You Should Shop for a Mortgage Loan There are hundreds […]
Why You Need a Real Estate Agent
If you’re buying a home for sale in Lake City, you probably already know you need a real estate agent to help you with your transaction – and hopefully, you also know that it doesn’t cost buyers anything to work with a Realtor®. Here’s why it’s so important to work with a real estate agent. […]
Shopping for Mortgages 101
When you’re buying land for sale in North Florida, you need to know that you can shop around for mortgages. But where do you start? Shopping for Mortgages 101 There are hundreds of mortgage programs through lenders on any given day, which means you definitely should shop around for the one that’s the best fit […]