If you’re like many people buying land for sale in Lake City, you’ll be glad to know that there are plenty of great places to grab a quick bite or sit down and have a nice dinner. These are three of our favorite restaurants right here in town. 3 Great Places to Eat in Lake […]
Contingencies: What You Need to Know
Contingencies are conditions outlined in a real estate purchase contract that let you cancel the deal under certain circumstances. The most common contingencies involve the appraisal, the home inspection, and financing. Appraisal Contingency When you buy a home, your lender will have it appraised to see just how much it’s worth. If the appraisal value […]
Let’s Talk About Homeowners Insurance
Homeowners insurance is a “safety net,” much like car insurance, that provides you (and your lender) protection against the financial fallout of a disaster. It’s a package policy, which means that it covers damage to your property and your liability or legal responsibility for issues (like injuries or property damage) that you or your family […]
What is a VA Loan?
A VA loan is a loan backed by the Veterans Administration. The loan itself doesn’t come from the Veterans Administration; it comes from a private lender, and the VA guarantees a portion of it. The VA guaranty lets lenders know that if you default on payments, the VA will cover your lender’s losses (up to […]
What is a Deed in Real Estate?
If you’re like many people who are buying a home in Lake City, you know that you’re going to have to deal with a deed to the property at some point. But what is a deed, and what does it do? More importantly, how does it affect your homeownership? What is a Deed in Real […]
Should You Write a Letter to Go With Your Purchase Offer?
Most sellers want to know that the home they’re selling will end up in good hands, so it makes sense that writing a thoughtful note to accompany your purchase offer will make it stand out (and could even increase your chance of acceptance). But what are you supposed to write? How to Write a Letter […]
What Does FSBO Mean?
If you’ve been looking for a home for sale in Lake City for any length of time, you’ve probably seen houses here and there listed as FSBO – but what is FSBO, and what difference does it make when you find one you want to buy? What is FSBO? FSBO is an acronym for For […]
Homeowners Insurance: What You Need to Know
If you’re buying a new home, you’ll need to purchase homeowners insurance. Your lender will most likely require it if you’re using a mortgage loan to buy the home, and even if you’re buying with cash, you may want to have insurance to protect you from unexpected expenses. Homeowners Insurance: What You Need to Know […]
3 Things to Consider Before Buying a Foreclosed Property in Lake City
If you’re thinking about buying a foreclosed property, there are a few things you should do first – including hiring the right Lake City Realtor® to help you. 3 Things to Consider Before Buying a Foreclosed Property in Lake City The first thing you need to do before you make an offer on a foreclosed […]
3 Tips for Working With Professional Movers
If you’re buying a new home in Lake City or any of the surrounding communities, you may be considering hiring professional movers – and for most people, that’s a great idea. Many professional movers can pack, load the truck, and even store items for you, which can lift a tremendous amount of stress from your […]
