When you’re buying a home for sale in Lake City or a nearby community, you’ll most likely have to get a mortgage loan to do it – most people do. Here’s what you need to know about interest rates and how to get the best offers from lenders. How to Get the Best Interest Rates […]
How to Find the Right Mortgage Lender
If you’re like most people, you’ll need a mortgage loan to buy a home (unless you opt for owner financing, which is a great option for many people). So if you’re searching for a mortgage lender, how do you know which one is right for you? Related: All about owner financing How to Find the […]
Why Do Mortgage Rates Fluctuate?
When you’re buying a home for sale in Lake City and you’re using a mortgage to get it, you’ll have to deal with interest rates – but for most people, they’re pretty mysterious. Here’s what you need to know about why mortgage rates go up and down – and why it matters. Why Do Mortgage […]
New FICO Score Could Change the Way You Borrow to Buy Your Next Home
The Fair Isaac Corporation – the ones who created the FICO score in credit – has announced that they’re unveiling a whole new credit scoring method… and it could affect the way you borrow. New FICO Score Could Change the Way You Borrow to Buy Your Next Home The new FICO score, called the UltraFICO, […]
How to Get the Best Interest Rate on Your Mortgage
If you’re like most people buying a home for sale in Lake City or a nearby community, you have to take out a mortgage loan – and if you have a mortgage loan, you’ll have to pay interest on it. So how do you get the best possible interest rate? Find out now. How to […]
Mortgage Shopping Advice
When you’re buying a home for sale in Lake City or a nearby town or city, you know that you need to shop around for a mortgage – but here’s what you need to know first. Mortgage Shopping Advice Some of the best mortgage shopping advice includes: Look for a loan that you can pay […]
How to Improve Your Credit to Buy a Home
If you’re buying a home for sale in Lake City or any of the nearby communities, you know that if you’re getting a mortgage loan (like most people do), you’ll need to brush up your credit score in order to get the best possible interest rates and terms. So where do you start? How to […]
What’s a Standard Down Payment When You Buy a Home?
If you’re like most people who are buying a home for sale in Lake City or a nearby community, you know that you’ll need to come up with a down payment. But just how much cash do you need to buy a home? Is it really 20 percent of the home’s listing price? What’s a […]
3 Things You Need to Know Before You Apply for a Mortgage
Whether you’re a first-time buyer or you’re purchasing your 100th home (wow, right?!), here are three things you need to know before you apply for a mortgage loan. 3 Things You Need to Know Before You Apply for a Mortgage Before you start exploring lenders, you need to know: What makes a good credit score […]
Should You Get a Mortgage Online or In Person?
There are dozens of lenders waiting to talk to you right now – some of them are online and some of them are sitting in the bank waiting for the phone to ring. So if you’re buying a home for sale in Lake City, what’s right for you? Should you dive into the online world […]
