About a quarter of all people who have jobs do some—or all—of their work from home. But there are more than just the obvious benefits of working in your PJs and being close to the coffee pot all the time… you could be eligible for a home office tax deduction. Remember, though, this isn’t tax […]
Land Experience is Necessary!
There are many different areas of real estate; each unique in their own way. A great real estate professional will most likely have their niche. Some specialize in commercial, residential or land transactions, and some have experience in all. When you decide to purchase land in Florida, you may want to interview your potential agent […]
Fixed-Rate vs. Adjustable-Rate Mortgages: What’s Right for You?
If you’re buying land for sale in North Florida, you’ll have a few options for financing. You can pay cash for the land—one of the least common options—or you can take out a mortgage. When you’re looking at mortgages, you’ll have the choice between a fixed-rate and an adjustable-rate mortgage… so what’s best for you? […]
Can You Get a Tax Break for Moving With Pets?
You might be surprised to learn that some people can actually write off pet expenses on their taxes. While this isn’t tax advice—we’re not tax professionals, we’re real estate agents—it might be pretty eye-opening if you’re a pet parent. You should talk to a tax professional if you’re thinking about writing off the costs of […]
Prequalification vs. Preapproval: What You Need to Know if You’re Buying North Florida Land for Sale
If you’ve made the decision to buy a home, it is important to have a prequalification or preapproval letter from your lender before you begin the process. Often, home sellers are requiring one of these documents before they’ll even show you their home. In a competitive home buying environment, you’ll find that being prepared will […]
What is Title Insurance?
When you buy a home in Florida, whether it’s in Lake City or elsewhere, you’ll have to purchase title insurance. But what is title insurance, and why do you need it? What is Title Insurance? Title insurance provides you (and your lender) with the protection you need against claims someone else may make to property […]
Should You Pay Cash for a Home?
Most people have to take out a mortgage loan when they purchase a home. However, for others, it makes more sense to pay cash for a house. If you can—that is, if you’re financially able to do it—it may make sense for you, too. If you can pay all cash for a home, you […]
Common Causes of Home Closing Delays
If you’re buying a house in Lake City, you probably already know how long the closing process takes. But what can delay it, making you wait even longer to move into your new home? Common Causes of Home Closing Delays When you’re buying a house in Lake City, or anywhere else, for that matter, there […]
What is an Earnest Money Deposit (And How Much Does it Cost)?
If you’re buying a home, you’ll most likely need to put down an earnest money deposit. But what is it… and how much is it? What is an Earnest Money Deposit? An earnest money deposit is a good faith deposit of money to show the seller that you’re willing to secure the purchase contract. […]
How Long Does it Take to Close on a Home?
If you’re buying a house for the first time, you probably have many questions about how it all works. One of the things you’re probably wondering is how long it takes to close on a home after you’ve made the decision to buy it. How Long Does it Take to Close on a House? In […]