When you buy a home, a good-sized down payment will lower your monthly mortgage payments and could even secure you better rates and terms. But what’s the easiest way to start saving for a down payment? Here’s what you need to know. 4 Tips to Help You Save Up for a Down Payment If you […]
What is a Micromortgage?
If you’re looking for a home in North Florida, you may have heard of micromortgages – but what are they, and is it possible that you could qualify for one? Here’s what you need to know. What is a Micromortgage? The Homeownership Council of America is working on a new project: The micromortgage. A micromortgage […]
Applying for a Mortgage When You’re Self-Employed
If you’re like many people, you’re self-employed – and that means your process of applying for a mortgage to buy home or land for sale in Lake City will be different than it would if you worked for an employer. Here’s what you need to know about applying for a mortgage when you’re self-employed. Applying […]
Are Green Homes Too Expensive to Buy in North Florida?
Green homes are increasing in popularity, and for good reason – with energy costs skyrocketing and many people looking for ways to reduce their own impact on the planet, they’re a great solution. But are green homes too expensive to buy in North Florida? Here’s what you need to know. Are Green Homes Too Expensive […]
How Long Does it Take to Buy a Property in North Florida?
If you’re like most people, you know that the amount of time it can take to buy a property depends on several factors. Financing, an appraisal, and several other things will affect the timeline. But on average, how long does it take to buy a property in North Florida? Here’s what you need to know. […]
Can You Boost Your Credit Score to Buy a Horse Property in North Florida?
Buying equestrian land is a great idea – and if you’re interested in doing so, we can definitely help you. However, if you need to get financing to buy a horse property, you’re probably going to need to make sure your credit is up to par so you can get the most favorable terms possible. […]
3 Surprising Reasons Lenders Can Turn You Down for a Mortgage
When you’re buying a home for sale in Lake City or a nearby community, you’ll most likely have to get a mortgage – the vast majority of people do. However, there are three surprising reasons your lender might turn you down. 3 Surprising Reasons Lenders Can Turn You Down for a Mortgage The last thing […]
How to Get the Best Interest Rates on Your Mortgage Loan
When you’re buying a home for sale in Lake City or a nearby community, you’ll most likely have to get a mortgage loan to do it – most people do. Here’s what you need to know about interest rates and how to get the best offers from lenders. How to Get the Best Interest Rates […]
New FICO Score Could Change the Way You Borrow to Buy Your Next Home
The Fair Isaac Corporation – the ones who created the FICO score in credit – has announced that they’re unveiling a whole new credit scoring method… and it could affect the way you borrow. New FICO Score Could Change the Way You Borrow to Buy Your Next Home The new FICO score, called the UltraFICO, […]
How to Get Your Credit Report Before You Apply for a Mortgage Loan
If you’re going to apply for a mortgage loan, you’ll need to know what your credit looks like first – that way, you can take steps to clean it up or dive right into the application process. Either way, you have to start somewhere. Here’s how to get your credit report before you apply for […]
